Core Banking Services
Comprehensive banking capabilities for deposits, loans, vaults, and customer accounts—modern core banking for digital-first financial institutions
Deposit Accounts
Full-featured deposit account management including savings, current accounts, fixed deposits, and recurring deposits.
- Savings & Current Accounts
- Fixed & Recurring Deposits
- Interest calculation & posting
- Account statements
- Minimum balance tracking
Loan Accounts
Complete loan lifecycle management from origination to servicing, repayment tracking, and closure.
- Personal & Business Loans
- Overdraft facilities
- Repayment tracking
- Interest & penalty calculation
- Restructuring & write-offs
Vault Management
Secure cash and asset management with multi-currency support, denomination tracking, and audit trails.
- Cash vault management
- Multi-currency support
- Denomination tracking
- Teller operations
- Complete audit trails
Additional Banking Services
Customer Management
- Individual & corporate customers
- KYC & onboarding
- Relationship management
- 360° customer view
Transaction Processing
- Internal transfers
- Inter-bank transactions
- Payment processing
- Transaction reversal
Compliance & Security
- AML/KYC compliance
- Transaction monitoring
- Fraud detection
- Regulatory reporting
Reporting & Analytics
- Balance sheets
- Profit & loss statements
- Portfolio analytics
- Custom reports
Why Choose BankLingo Core Banking
Modern API-First
All banking operations accessible via RESTful APIs
Cloud-Native
Built for cloud with horizontal scalability
Real-Time Processing
Instant transaction processing and balance updates
Modular Architecture
Use only what you need, integrate with existing systems
Multi-Currency
Support for multiple currencies and exchange rates
Audit & Compliance
Complete audit trails and regulatory compliance
Ready to Modernize Core Banking?
Explore our comprehensive core banking capabilities