Loan Origination & Servicing
Complete loan lifecycle management from application to disbursement, repayment tracking, and account closure—streamline lending with powerful automation
Loan Application & KYC
Digital loan applications with integrated KYC, credit scoring, document uploads, and automated eligibility checks.
- Digital application forms
- Customer KYC verification
- Document management
- Credit bureau integration
- Automated eligibility checks
Approval & Underwriting
Configurable approval workflows with multi-level authorization, risk assessment, and automated decision-making.
- Multi-level approvals
- Risk scoring algorithms
- Automated underwriting
- Manual override capability
- Approval tracking & audit
Disbursement & Servicing
Automated disbursement, repayment tracking, schedule management, and comprehensive loan servicing capabilities.
- Automated disbursement
- Repayment schedule tracking
- Interest calculation
- Payment allocation
- Loan restructuring
Complete Loan Lifecycle
Application
Customer submits loan application with KYC documents
Verification
Identity verification, credit checks, and document validation
Underwriting
Risk assessment, scoring, and automated approval workflow
Approval
Multi-level approval with manual review and override options
Disbursement
Automated fund transfer to customer account
Servicing
Repayment tracking, schedule management, and customer support
Closure
Loan payoff, account closure, and final settlement
Supported Loan Products
Personal Loans
Unsecured personal lending with flexible terms
Business Loans
SME financing and working capital loans
Asset Finance
Equipment and vehicle financing
Salary Advance
Short-term salary-backed loans
Overdraft Facilities
Revolving credit and overdraft protection
Mortgage Loans
Long-term property financing
Advanced Features
Guarantor Management
- Multiple guarantor support
- Guarantor verification workflow
- Liability tracking
- Notification system
Mandate Management
- Direct debit setup
- Standing order automation
- Payment gateway integration
- Collection tracking
Portfolio Management
- Portfolio performance analytics
- Delinquency tracking
- Risk segmentation
- Provisioning calculations
Ready to Transform Lending?
Explore our comprehensive loan origination and servicing platform